Health Insurance


Health Insurance

At Dis-Chem we understand the health needs of South Africans and believe that affordable private healthcare should be within everyone’s reach.

That’s why we’ve partnered with Kaelo and Centriq Insurance to deliver health products that meet the needs of many South Africans, giving them peace of mind knowing their day-to-day health is in good hands.

Gap Cover

Gives you peace of mind knowing that you are covered for unexpected medical aid tariff shortfalls. It provides coverage of up to an additional 600% of medical aid rates for tariff shortfalls and also covers sub-limits, dental reconstruction as well as Family Protector and Hospital Booster benefits up to a specified limit. Starting from R141pm for adults and R20pm for children.

Day-to-Day Cover

Offers just what you and your family need to take care of your day-to-day medical needs. From R469pm for adults and R329pm for children, you can access private doctors, dentists, optometrists, medication and a range of other benefits. You can choose between the MyHealth Core or MyHealth Plus plan, according to your healthcare needs.

Accident Cover

Make sure that you and your family are covered in the event of an accident, or medical emergency due to a heart attack or stroke. Accident Cover provides emergency cover for stabilisation at the scene of an accident, transportation to a private hospital by Netcare 911 and treatment in a hospital or in a casualty ward. Starting from R206pm for adults and R114pm for children.

Lifestyle Benefits

Helping you deal with everyday life problems at just R55/month. Including counselling from healthcare professionals, children & teenager support, life, parent & career coaching, financial & legal advice. Also with extra by Dis-Chem, a rewards programme which gives you an immediate 20% discount on over 2,500 products.


Plan pricing per month

Adults Children
Save by Combining MyHealth Core
Day-to-Day + Accident Cover
+ Lifestyle Benefits at R55
R527 R343
Save by Combining MyHealth Core
Day-to-Day + Accident Cover
+ Medical Emergency Illness Buy-Up
+ Lifestyle Benefits at R55
R591 R382
MyHealth Core
Day-to-Day Only
R469 R329

Day-to-Day Cover: pricing /month

  MyHealth Core MyHealth Plus
Day-to-Day Cover Adults: R469 Adults: R649
Children: R329 Children: R439

Accident Cover: pricing /month

  Accident Cover Extended Accident Cover
Accident Cover Only Principal: R151 Principal: R182
Adults: R206 Adults: R237
Children: R114 Children: R125

Additional Cover: Buy-Ups (can only be bought with Accident Cover)

  Adults Children
Medical Emergency Illness Buy-Up R64 R39

Lifestyle Benefits

  Principal Only
Lifestyle Benefits R55
Dis-Chem Health's Medical Insurance is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for a Medical Aid Scheme.

Statutory Notice:
This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for a Medical Scheme.

Dis-Chem Health is not a Medical Scheme or an Insurer.
The administrator for Dis-Chem Health is Kaelo Risk (Pty) Ltd, an authorised financial services provider (FSP 36931).
Insurance products are insured by Centriq Insurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 3417).
The Value Added Services are Kaelo offerings. Service Providers are contracted to Kaelo.

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