Health Insurance


Dis-Chem Health Insurance

At Dis-Chem we understand the health needs of South Africans and believe that affordable private healthcare should be within everyone’s reach.

That’s why we’ve partnered with Kaelo and Centriq Insurance to deliver health products that meet the needs of many South Africans, giving them peace of mind knowing their day-to-day health is in good hands.


Gap Cover

Gives you peace of mind knowing that you are covered for unexpected medical aid tariff shortfalls. It provides additional coverage of up to 500% of medical aid rates for tariff shortfalls, sub-limits, dental reconstruction as well as Family Protector and Hospital Booster benefits. Starting from R190pm for adults and R18pm for children.

Primary Healthcare

Offers just what you and your family need to take care of your day-to-day medical needs. From R431pm for adults and R302pm for children, you can access private doctors, dentists, optometrists, medication and a range of other benefits. You can choose between the Core or Plus plan, according to your healthcare needs.

Accident Cover

Make sure that you and your family are covered in the event of an accident. Accident Cover provides emergency cover for stabilisation at the scene of an accident, transportation to a private hospital by Netcare 911, treatment in a hospital or in a casualty ward, as well as a number of other benefits including counselling. Starting from R185pm for adults and R100pm for children.

Combine Accident Cover with the Core or Plus plans to Save

You can combine Primary Healthcare Cover and Accident Cover and save with combined plans starting from R486pm per adult and R316pm per child. Get covered for X-rays and blood tests, doctor visits, dentistry, cover in private hospitals in the event of an accident as well as family, legal and financial counselling

Combined Core Day-to-Day Cover & Accident Cover

Adults: R486
Children: R316

Combined PlusDay-to-Day Cover & Accident Cover

Adults: R646
Children: R420

Statutory Notice:
This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for a Medical Scheme.

The administrator for Dis-Chem Health is Kaelo Risk (Pty) Ltd, an authorised financial services provider (FSP 36931).
Insurance products are underwritten by Centriq Insurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 3417).
The Value Added Services are Kaelo offerings. Service Providers are contracted to Kaelo.

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